Villa Kareena Price Computations
1.) Thru Pag-ibig Financing
    a. Computation # 1 (C1)
- Equity (6 mos. to pay @ 0% interest) : Php30,000
- monthly amortization: Php5,000
- Loanable Amount: Php800,000
Terms                    Monthly Amortization  Required Net Income
15 yrs. @ 8.5% interest  Php7,877.92          20,194.79
20 yrs. @ 8.5% interest  Php6,942.59          17,856.46
25 yrs. @ 8.5% interest  Php6,441.82          16,604.54
30 yrs. @ 8.5% interest  Php6,151.31          15,878.27 
                                             
   b. Computation # 2 (C2)
- Equity (6 mos. to pay @ 0% interest) : Php80,000
- monthly amortization: Php13,333.33
- Loanable Amount: Php750,000
Terms                    Monthly Amortization
15 yrs. @ 7% interest    Php6,741.21
20 yrs. @ 7% interest    Php5,814.74
25 yrs. @ 7% interest    Php5,300.84
30 yrs. @ 7% interest    Php4,989.77

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2.) SPOT Cash or Deferred Cash
   a. Spot Cash (30 days) less 3% 
- Price: Php824,500

   b. Deffered Cash ( 3 months) less 2%
- Price: Php833,000
- Monthly Amortization: Php277,666.67

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3.) Thru In-house financing (20% down payment)
20% Downpayment : Php170,000                                    
Less Reservation Fee (Php 20,000): Php150,000
- Monthly Amortization: Php 12,500 (12 months to pay @ 0% interest)

80% Balance (payment starts 1 month after down payment) : Php 680,000
Terms                    Monthly Amortization
1 yr. @ 0% interest      Php56,666.67
2 yrs. @ 14% interest    Php32,648.76
3 yrs. @ 16% interest    Php23,906.78
4 yrs. @ 18% interest    Php19,974.99
5 yrs. @ 20% interest    Php18,015.84
10 yrs. @ 24% interest   Php14,992.71

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4.) Thru Bank financing (30% down payment)
30% Downpayment : Php255,000                                                      
- Less Reservation Fee (Php20,000): Php235,000
- Monthly Amortization: Php39,166.67 (6 months to pay @ 0% interest)

70% Balance (payment starts 1 month after Down payment) : Php595,000
Terms                       Monthly Amortization
5 yrs. @ 10.25% interest    Php12,715.31
10 yrs. @ 11.50% interest   Php8,365.43
15 yrs. @ 12.125% interest  Php7,188.92


***Prices are subject to change without prior notice. Contact us for updates.